Pfizer
Benets
Advantage
Voluntary Benets for Eligible Pzer U.S. Colleagues
www.PfizerAdvantage.com
Benets Advantage Program
• Supplemental Health Insurance Coverage
• Auto & Home Insurance
• Banking & Mortgage Lending
• Child Care
• Fitness
• Identity Protection
• Legal Services
• Pet Health Insurance
Legal Services 12
• MetLife Legal Plans
Pet Health Insurance 13
• Nationwide
Exclusive Discount Programs 15
• Child Care
• Fitness
• Banking & Mortgage Lending
Supplemental Health Insurance
Coverage 5
• MetLife Accident Insurance
• MetLife Critical Illness Insurance
• MetLife Hospital Indemnity Insurance
Auto & Home Insurance 8
• Farmers GroupSelect
SM
• Liberty Mutual
• Travelers
Identity Protection 11
• Allstate Identity Protection
Pzer Benets Advantage provides access to discounted rates for voluntary benets including
supplemental health insurance coverage (Accident, Critical Illness and Hospital Indemnity
Insurance), Auto and Home Insurance, Child Care, Fitness, Identity Protection, Legal Services,
Banking and Mortgage Lending, and Pet Insurance as well as a Vision Savings Program.
*
Signing
up is easy and, for most products, you can enjoy making payments through payroll deduction.
Supplemental Medical—Additional Coverage to Consider for 2022
Pzer has enhanced the supplemental health insurance coverage available, including:
• Lower rates for Accident Insurance
• Improved Critical Illness Insurance coverage and lower rates (with no pre-existing limitation)
• New Hospital Indemnity Insurance coverage
Payments from these benets are non-taxable and can be used at your discretion but are often
used to pay for out-of-pocket medical costs, such as annual deductible and coinsurance or for
other expenses that are generally not covered by health insurance while you are ill, such as
additional caregiving expenses.
* The Legal and supplemental health insurance coverages are subject to annual enrollment terms (see
chart on page 3 of this guide for a quick summary). The Vision Savings and Banking and Mortgage
Lending programs are oered at no cost and provide discounts on products and services.
Welcome to Pzer Benets Advantage
3
www.PfizerAdvantage.com
PRODUCT PROVIDER PHONE NUMBER ENROLLMENT TERMS
Supplemental Medical
1,2
– Accident Insurance
– Critical Illness Insurance
– Hospital Indemnity Insurance
MetLife (800) 438-6388
You can enroll during Annual Enroll-
ment, or within 31 days of your date of
hire or becoming eligible for benets,
without having to answer medical ques-
tions. You may cancel at anytime.
Auto & Home Insurance
1, 2
Pzer Benets Advantage oers a
choice of three providers.
Farmers GroupSelect
SM
(800) 438-6381 You may apply or cancel at anytime.
Liberty Mutual (855) 645-2150 You may apply or cancel at anytime.
Travelers (888) 695-4640 You may apply or cancel at anytime.
Child Care The Learning Care Group Call your local school You may apply or cancel at anytime.
Fitness
Gympass (844) 478-4744
You may enroll or cancel at any time.
Equinox (866) 332-6549
ldentity Protection
1, 2
Allstate Identity
Protection
(800) 789-2720 You may enroll or cancel at anytime.
Legal Services
1, 2
MetLife Legal Plans (800) 821-6400
You can enroll during Annual Enroll-
ment, or within 31 days of your date of
hire or becoming eligible for benets.
Your enrollment will automatically
renew unless you cancel during
Annual Enrollment.
Banking & Mortgage
Lending Program
Bank of America (800) 641-0453
You may apply at any time.
Premia Mortgage (866) 590-2951
Quicken Loans (888) 980-5155
Wells Fargo (800) 553-9988
Pet Health Insurance
1
Nationwide (877) 738-7874 You may enroll or cancel at anytime.
Vision Savings Program MetLife VisionAccess (800) 275-4638
Enrollment is not required. This is
a discount savings program only,
provided at no cost to you.
1 - This product may be continued on a direct-billed basis with the provider should your employment with Pzer end.
NOTE: Portability of Farmers GroupSelect insurance is subject to underwriting guidelines, applicable law, and local availability,
should you relocate out of state concurrent with the end of your employment at Pzer.
2 - Coverage is available for Pzer colleagues and/or eligible family members. (Certain restrictions may apply. See product details
or contact provider for additional information.)
The carriers represented in this material operate independently and are not responsible for each others’ nancial obligations.
For quick reference, a product overview is shown below. For more information about what’s available to you,
visit www.PzerAdvantage.com or contact Pzer Benets Advantage customer care at 1-888-926-2525.
Building Better Benets
5
www.PfizerAdvantage.com
Why Is It So Important?
Accidents can happen when you least expect them
And while you can’t always prevent them, you can
get help to make your recovery less expensive
and stressful.
In the U.S., there are approximately 29.4 million
trips to the emergency room annually due to
injuries
1
. These visits can be expensive — in fact,
ER bills average around $2,032 per visit
2
, and even
seemingly small injuries can come with unexpect-
edly high hospital bills.
You may be thinking — that’s why I have health
insurance. But even the best medical plans
may leave you with unexpected expenses like
deductibles, copays, extra costs for out-of-network
care, and non-covered services. You can’t plan for
accidents, but you can be nancially prepared.
How It Works
Accident insurance provides a nancial support for
life’s unexpected events. You can use it on anything
you want, such as to help pay costs that aren’t
covered by your medical plan. It provides you with
a lump-sum payment for a covered event — one
convenient payment all at once — when you or your
family need it most. The extra cash can help you
focus on getting back on track, without worrying
about nding the money to help cover unexpected
expenses, like the costs of treatment.
And best of all, the payment is made directly to you,
and is made regardless of any other insurance you
may have.
Information provided by MetLife
Accident Insurance from MetLife
®
1. Centers for Disease Control and Prevention: Emergency Department Visits. CDC/National Center for Health Statistics. Accessed July 2020. 2. The Cost of Unwar-
ranted ER Visits: $32 Billion a Year. Kaiser Health News, July 25, 2019. https://khn.org/morning-breakout/the-cost-of-unwarranted-er-visits-32-billion-a-year/ 3. Covered
services/treatments must be the result of an accident or sickness as dened in the group policy/certicate. See your Disclosure Statement or Outline of Coverage/
Disclosure Document for more details. 4. Chip fractures are paid at 25% of Fracture Benet and partial dislocations are paid at 25% of Dislocation Benet. 5. Covered
services/treatments must be the result of a covered accident as dened in the group policy/certicate. See your Disclosure Statement or Outline of Coverage/Disclo-
sure Document for more details.
METLIFE’S ACCIDENT INSURANCE IS A LIMITED BENEFIT GROUP INSURANCE POLICY. The policy is not intended to be a substitute for medical coverage and certain
states may require the insured to have medical coverage to enroll for the coverage. The policy or its provisions may vary or be unavailable in some states. There is a
preexisting condition limitation for hospital sickness benets, if applicable. MetLife’s Accident Insurance may be subject to benet reductions that begin at age 65. And,
like most group accident and health insurance policies, policies oered by MetLife may contain certain exclusions, limitations and terms for keeping them in force.
For complete details of coverage and availability, please refer to the group policy form GPNP12-AX or contact MetLife. Benets are underwritten by Metropolitan Life
Insurance Company, New York, New York.
Our accident insurance is designed to
cover a wide array of events, medical
services, and treatments.
3
This plan provides a lump-sum payment for over 150
dierent covered events, such as:
•
Fractures
4
• Dislocations
4
• Second and third
degree burns
• Skin grafts
• Torn knee cartilage
• Ruptured disc
•
Concussions
• Cuts/lacerations
• Eye injuries
• Coma
• Broken teeth
You’ll receive a lump-sum payment when you have
these covered medical services or treatments:
5
• Ambulance
• Emergency care
• Inpatient surgery
• Outpatient surgery
• Medical testing bene-
ts (including X-rays,
MRIs, CT scans)
•
Physician follow-up
visits
•
Transportation
• Home modications
• Therapy services (inc:
physical, occupational
and speech therapy)
Visit www.PzerAdvantage.com today to learn
more or to enroll under your group discount. For
additional information, call 1 800 GET-MET 8 (1-800-
438-6388) and identify yourself as a Pzer colleague.
(Program subject to annual enrollment terms.)
Reduced
Rates in
2022
6
www.PfizerAdvantage.com
1. “Medical Bankruptcy: Still Common Despite the Aordable Care Act.” David U. Himmelstein, Robert M. Lawless, Deborah Thorne, Pamela Foohey, and Stee
Woolhandler. American Journal of Public Health, March 1, 2019 (online February 6, 2019). 2. “New Survey: Two of Five Working-Age Adults Do Not Have Stable
Health Coverage; More Than One-Third Have Medical Bill Problems.” David Blumenthal, Sara Collins. The Commonwealth Fund, August 19, 2020. 3. Covered
Family Member means all Covered Persons as dened in the Certicate. 4. Please review the certicate for specic information about cancer benets. In
most states, not all types of cancer are covered. 5. The Heart Attack Covered Condition pays a benet for the occurrence of a myocardial infarction, subject
to the terms of the certicate. A myocardial infarction does not include sudden cardiac arrest. 6. In certain states, the Covered Condition is Severe Stroke. 7.
In most states, we will not pay a Major Organ Transplant benet if a covered person is placed on the organ transplant list prior to coverage taking eect and
subsequently undergoes a transplant procedure for the same organ while coverage is in eect. Refer to the Certicate for which organs are covered. In some
states, the condition is Major Organ Failure. 8. In certain states, the Covered Condition is Coronary Artery Disease.
METLIFE CRITICAL ILLNESS INSURANCE (CII) IS A LIMITED BENEFIT GROUP INSURANCE POLICY. Like most group accident and health insurance policies, MetLife’s CII
policies contain certain exclusions, limitations and terms for keeping them in force. Product features and availability vary by state. There may be a Benet Reduction
Due to Age provision. There may be a Benet Suspension Period between recurrences of the same Covered Condition or occurrences of dierent Covered Conditions.
MetLife oers CII on both an Attained Age basis, where rates will increase when a Covered Person reaches a new age band, and an Issue Age basis, where rates will not
increase due to age. Rates are subject to change. MetLife reserves the right to raise premium rates for Issue Age CII on a class-wide basis. A more detailed description
of the benets, limitations, and exclusions applicable to MetLife’s CII product can be found in the applicable Disclosure Statement or Outline of Coverage/Disclosure
Document available at time of enrollment. For complete details of coverage and availability, please refer to the group policy form GPNP07-CI, GPNP09-CI, GPNP10-CI,
GPNP14-CI, GPNP19-CI or contact MetLife for more information. Please contact MetLife for more information. Benets are underwritten by Metropolitan Life Insurance
Company, New York, New York.
MetLife’s Critical Illness Insurance is not intended to be a substitute for Medical Coverage providing benets for medical treatment, including hospital, surgical and
medical expenses. MetLife’s Critical Illness Insurance does not provide reimbursement for such expenses.
Critical illness insurance helps you
manage expenses so you can focus on
getting well.
As long as you or your loved one meets the policy
and certicate requirements, the following medical
conditions are covered:
3
• Cancer
4
• Heart attack
5
• Coma
•
Stroke
6
• Major organ transplant
7
• Coronary artery
bypass graft
8
• Severe burns
•
Kidney failure
• Benign brain tumor
•
4 childhood diseases
• 9 infectious diseases
• 11 progressive
diseases
Visit www.PzerAdvantage.com today to learn
more or to enroll under your group discount. For
additional information, call 1 800 GET-MET 8 (1-800-
438-6388) and identify yourself as a Pzer colleague.
(Program subject to annual enrollment terms.)
Why Is It So Important?
Medical bills have contributed to 58% of bankruptcies.
1
In 2020, one in four working-age adults with
insurance coverage reported medical bill problems
or debt in the past year.
2
The nancial consequences of surviving a critical
illness are something few people are prepared for.
Expenses that may not be covered by medical plans,
such as co-pays, deductibles, childcare, mortgage,
groceries and experimental treatments, could cut
into your savings.
When critical illness aects your family, you’ll have the
support you need when it matters most with MetLife
Critical Illness Insurance.
How It Works
Critical illness insurance is coverage that can help
safeguard your nances by providing you with a
lump-sum payment — one convenient payment all at
once — when you or your loved ones need it most.
The extra cash can help you focus on getting back on
track without worrying about nding the money to
cover the costs of treatment.
And best of all, the payment is made directly to you,
and is in addition to any other insurance you may
have. It’s yours to spend however you like, including
for everyday living expenses.
While recovering, critical illness insurance is there to
make life a little easier.
Critical Illness Insurance from MetLife
®
Information provided by MetLife
New
Carrier,
Enhanced
Benets &
Reduced
Rates in
2022
7
www.PfizerAdvantage.com
1. “Hospital does not include certain facilities such as nursing homes, convalescent care or extended care facilities. See your Disclosure Statement or Outline of Cover-
age/Disclosure Document for full details. 2. Why health insurance Is Important: Protection from high medical costs. www.healthcare.gov/why-coverage-is-important/
protection-from-high-medical-costs/. Accessed June 2020. 3. There is a pre-existing exclusion for covered sicknesses. 4. Hospital Connement requires the assignment
to a bed as a resident inpatient in a Hospital (including an Intensive Care Unit of a Hospital) on the advice of a Physician or connement in an observation area within
a Hospital for a period of no less than 20 continuous hours on the advice of a Physician. Please consult your certicate for details.
METLIFE’S HOSPITAL INDEMNITY INSURANCE IS A LIMITED BENEFIT GROUP INSURANCE POLICY. The policy is not intended to be a substitute for medical coverage
and certain states may require the insured to have medical coverage to enroll for the coverage. The policy or its provisions may vary or be unavailable in some states.
There may be a preexisting condition limitation for hospital sickness benets. MetLife’s Hospital Indemnity Insurance may be subject to benet reductions that begin
at age 65. Like most group accident and health insurance policies, policies oered by MetLife may contain certain exclusions, limitations and terms for keeping them
in force. For complete details of coverage and availability, please refer to the group policy form GPNP12-AX, GPNP13-HI, GPNP16-HI or GPNP12-AX-PASG, or contact
MetLife. Benets are underwritten by Metropolitan Life Insurance Company, New York, New York. In certain states, availability of MetLife’s Group Hospital Indemnity
Insurance is pending regulatory approval. Hospital Connement requires the assignment to a bed as a resident inpatient in a Hospital (including an Intensive Care
Unit of a Hospital) on the advice of a Physician or connement in an observation area within a Hospital for a period of no less than 20 continuous hours on the advice
of a Physician. Please consult your certicate for details.
Why Is It So Important?
Hospital
1
stays can be pricey and are often unex-
pected. Since most healthcare plans don’t cover
all expenses, taking steps to help protect yourself
can make a big dierence. Studies show that the
average cost of a three-day hospital stay in the U.S.
is $30,000.
2
This is why having hospital indemnity
insurance makes good nancial sense.
While in the hospital, it’s likely you’ll need various
treatments, tests and therapies to get up and about
again. These services can result in out-of-pocket
costs beyond what your medical plan may cover —
in addition to deductibles, copays and expenses as
well as possible additional costs for out-of-network
care.
How It Works
Hospital indemnity insurance is coverage that can
help safeguard your nances by providing you with
a lump-sum payment — one payment all at once
— when you or your loved ones need it most. The
extra cash can help you focus on getting back on
track without worrying about nding the money to
cover the costs of treatment. A at amount is usually
paid for a hospital admission and a per-day amount
for each day of your hospital stay.
And best of all, the payment is made directly to you,
and is in addition to any other insurance you may
have. It’s yours to spend however you like, including
for everyday living expenses.
If you or a loved one is admitted to the
hospital, this insurance helps cover the
costs of care.
This plan provides benets for hospitalization due to
accidents and sicknesses,
3
like:
•
Admission
4
to a
hospital
•
Hospital stays
• A d m i s s i o n t o a n
intensive care unit
•
Intensive care unit
stays
•
Inpatient rehab unit
stays
Visit www.PzerAdvantage.com today to learn
more or to enroll under your group discount. For
additional information, call 1 800 GET-MET 8 (1-800-
438-6388) and identify yourself as a Pzer colleague.
(Program subject to annual enrollment terms.)
Hospital Indemnity Insurance from MetLife
®
Information provided by MetLife
New
for
2022
8
www.PfizerAdvantage.com
Auto and Home Insurance
from Farmers GroupSelect
SM
Advertisement produced on behalf of the following specic insurers and seeking to obtain business for insurance underwritten by Farmers Property and Casualty
Insurance Company (a MN licensee) and certain of its aliates: Economy Fire & Casualty Company, Economy Premier Assurance Company, Economy Preferred
Insurance Company, Farmers Casualty Insurance Company (a MN licensee), Farmers Direct Property and Casualty Insurance Company, Farmers Group Property
and Casualty Insurance Company, or Farmers Lloyds Insurance Company of Texas, all with administrative home oces in Warwick, RI. Company names approved
in domiciliary states; approval pending non-domiciliary states. Coverage, rates, discounts, and policy features vary by state and product and are available in most
states to those who qualify. 3722194.1v2 © 2021 Farmers Insurance.
Farmers GroupSelect Provides Auto
and Home* Insurance Coverage for
Your Personal Insurance Needs
Policies available include: auto, home, landlord’s
rental dwelling, condo, mobile home, renters, recre-
ational vehicle, boat, and personal excess liability.
Benets
Farmers GroupSelect oers special benets and
money-saving discounts including:
•
Customized insurance that meets your needs
• Special group discounts
• Automated payment savings
• Good driver rewards
• Multi-policy discounts
• Multi-vehicle discounts
• 24/7 customer service
• and more!
Convenient Payment Options
You can choose to have your premiums automatically
deducted from your paychecks or bank account.
Information provided by Farmers GroupSelect
With these options, insurance premiums are
spread throughout the policy term with no down
payments**, interest charges, or service fees. Other
payment options are available.
Free Premium Quotes and
Application Processing
Since everyone’s insurance policies renew at dier-
ent times during the year, you may apply for group
auto and home insurance at any time.
Visit www.PzerAdvantage.com today to learn
more, or to try the Auto Insurance Quote
Comparison Tool. For quotes on auto, home, and
renters insurance with multi-policy discounts, call
1-800-438-6381, and identify yourself as a Pzer
colleague.
*Home Insurance is not part of Farmers GroupSelect’s benet oering in MA
& FL.
**Required in limited instances.
9
www.PfizerAdvantage.com
Auto and Home Insurance from Liberty Mutual
Savings validated by countrywide survey of participating new customers from
3/1/2018 to 3/1/2019 who switched to Liberty Mutual. Savings may vary. Com-
parison does not apply in MA. Coverage provided and underwritten by Liberty
Mutual Insurance Company or its subsidiaries or aliates, 175 Berkeley Street,
Boston, MA 02116 USA. In Texas, coverage provided and underwritten by one
or more of the following companies: Liberty Insurance Corporation, Liberty
Lloyds of Texas Insurance Company, Liberty Mutual Fire Insurance Company,
and Liberty County Mutual Insurance Company.
The materials herein are for informational purposes only. All statements made
are subject to provisions, exclusions, conditions, and limitations of the applica-
ble insurance policy. Coverages and features not available in all states. Eligibility
is subject to meeting applicable underwriting criteria. Learn more about our
privacy policy at libertymutual.com/privacy.
We’ll Help You Worry Less, Whether
You’re on the Road or Relaxing
at Home
With Liberty Mutual Insurance, you’ll receive
customized coverage, unique features, benets,
and discounts that will help you worry less and
save more.
Pzer colleagues could save $586 on auto insur-
ance by customizing their coverage with Liberty
Mutual Insurance.
Auto Protection You Can
Depend On
Liberty Mutual’s coverage provides a range of
options—from collision to liability—and features
such as Accident Forgiveness and Better Car
Replacement.™ If your car breaks down, we won’t
leave you stranded. From a jump-start to a tow,
our optional 24-Hour Roadside Assistance will get
you moving again.
Home Protection That Helps You Sleep
Better at Night
Liberty Mutual’s home coverage provides protection
for your home, your possessions, and your liability.
And you can benet from features such as Loss
Forgiveness, Computer and Smart Phone coverage,
and Multi-Policy discount. And should your property
be damaged or stolen, Liberty Mutual will be there
with our Guaranteed Repair Network and Personal
Property Replacement Cost Coverage.
Discounts That Keep Pace With
Your Life
Wherever you are in life, Liberty Mutual will make sure
you’re fully protected and aware of all the additional
money-saving discounts you’re eligible for.
Sales and Service Your Way
You can purchase your policy through one of our
local licensed Liberty Mutual Sales Representatives,
online, or through our licensed call centers. And
we oer multiple payment options such as payroll
deduction, direct billing, online payment, and auto-
matic deductions from your bank account. Payroll
Deduction is convenient, supports the environment,
and saves you money with no installment billing fees
and a discount on your insurance.
Additional Coverages Make Sure You’re
Fully Protected
Liberty Mutual also oers motorcycle, condo,
renters, watercraft, personal liability (umbrella) and
identity fraud expense coverage.
Visit www.PzerAdvantage.com today to
learn more or to try the Auto Insurance Quote
Comparison Tool. For quotes on auto, home and
renters insurance with multi-policy discounts,
call 1-855-645-2150 and identify yourself as a
Pzer colleague.
Information provided by Liberty Mutual
10
www.PfizerAdvantage.com
Travelers Auto and Home
Insurance Program
You could get the coverage that ts your needs for
your auto, home and personal possessions with a
savings advantage from Travelers. With over 160
years of experience and highly rated in the industry,
you can trust Travelers for peace-of-mind protection.
Benets-At-A-Glance
• Special program savings
• Money-saving discounts
• Additional coverage options
• Convenient payment methods and plans,
including payroll deduction
• Apply year round
• 24/7 claim reporting
• Portable policies
Licensed insurance representatives at Travelers
can help you nd the coverage you need and can
help you determine your savings. You can request
a quote or switch at any time, even if your current
policy isn’t expiring soon.
Insurance is underwritten by The Travelers Indemnity Company or one of its
property and casualty aliates, One Tower Square, Hartford, CT 06183. In
CA: Insurance is underwritten by Travelers Commercial Insurance Company,
One Tower Square, Hartford, CT 06183, Certicate of Authority # 6519, or
Travelers Property Casualty Insurance Company, One Tower Square, Hartford,
CT 06183, Certicate of Authority # 6521, State of Domicile: Connecticut. In
FL: Homeowners insurance is not currently oered for new business. In TX:
Auto insurance is oered by Travelers Texas MGA, Inc. and underwritten by
Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers
company. Coverages, discounts, special program rates or savings, billing
options, and other features are subject to availability and individual eligi-
bility. Not all features available in all areas. © 2020 The Travelers Indemnity
Company. All rights reserved. Travelers and the Travelers Umbrella logo are
registered trademarks of The Travelers Indemnity Company in the U.S. and
other countries.
Visit www.PzerAdvantage.com today to
learn more or to try the Auto Insurance Quote
Comparison Tool. For quotes on auto, home and
renters insurance with multi-policy discounts,
call 1-888-695-4640 and identify yourself as a
Pzer colleague.
Auto and Home Insurance from Travelers
Information provided by Travelers
11
www.PfizerAdvantage.com
Your Identity Belongs to You,
Protect It Today
With Allstate Identity Protection’s comprehensive
identity protection plan Pro Plus,
®
you can enjoy
peace of mind, nancial reassurance and time-
saving expertise.
Identity and Credit Monitoring
Enjoy peace of mind with proactive monitoring for
the most damaging types of fraud.* Uncover and
resolve issues early to help minimize damages. Your
credit is monitored through TransUnion, Equifax
and Experian.
Credit Scores and Reports
Stay informed and protect your nancial assets by
detecting credit misuse quickly. You will have access
to unlimited TransUnion credit reports and scores,
and an annual tri-bureau credit report and score.
Social Media Reputation Monitoring
Actionable alerts help defend you and your family
from reputational damage or cyberbullying. We
monitor Facebook, LinkedIn, Twitter, and
Instagram proles.
Wallet Protection and Dark Web Monitoring
Minimize stress and potential damages. Allstate
Identity Protection can easily replace the contents of
a lost or stolen wallet through an online, secure vault
that conveniently stores important documents. Any
items entered here will also be monitored on the dark
web for misuse or exposure.
Financial Activity Monitoring
Receive alerts from sources such as bank accounts,
thresholds, credit and debit cards, 401(k)s, and other
investment accounts.
Allstate Digital Footprint
A digital footprint is a collection of all the accounts
a person has opened, and information they’ve
left behind that might expose them. The Digital
Footprint oers a simple way for people to see and
secure their information.
Privacy Advocate
®
Remediation
Should you become a victim, you will have a dedi-
cated specialist who will work to resolve the fraud
and restore your good name.
$1,000,000 Identity Theft Insurance Policy
If you are a victim of fraud, we will reimburse your out
of pocket costs to reinforce your nancial security.
†
Solicitation Reduction
Reduce unwanted calls, mail and preapproved
credit oers and receive guidance on how to limit
exposure to fraud.
Aordable plans for you and your family!
‡
Visit www.PzerAdvantage.com today to learn
more or to enroll under your group discount. For
additional information, call 1-800-789-2720 and
identify yourself as a Pzer colleague.
Information provided by Allstate Identity Protection
Identity Protection from Allstate Identity Protection
*Network provides comprehensive coverage, although no solution can detect all suspicious activity. Nonetheless, our Privacy Advocates will work tirelessly to restore
your identity regardless of when or how the damage was done.
†
Identity theft insurance underwritten by insurance company subsidiaries or aliates of AIG. The
description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies describe.
Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
‡
Family coverage is available for
individuals that are supported by you nancially or live under your roof. ©2020 Allstate Identity Protection, Inc. All rights reserved.
According to the 2020 Javelin Identity Theft
Study, in 2019 total identity fraud reached $16.9
billion (USD) a 15% increase from 2018.
Did You Know?
12
www.PfizerAdvantage.com
Legal Services from MetLife Legal Plans
fee schedule.¹ Best of all, you have unlimited access to
our attorneys for all the legal matters covered under
your plan — with no copays, deductibles or claim
forms — giving you peace of mind knowing you’ll have
an expert on your side for as long as you need them.
Visit www.PzerAdvantage.com today to learn
more or to enroll under your group discount.
For additional information, call 1-800-821-6400,
Monday through Friday, 8:00 a.m. to 8:00 p.m. EST
and identify yourself as a Pzer colleague. (Program
subject to annual enrollment terms.)
Live Worry Free With Access
to Expert Legal Help
Quality legal assistance can be pricey. And it can
be hard to know where to turn to nd an attorney
you can trust. But, for one low monthly cost, you
can have a team of experienced attorneys ready to
help you take care of life’s planned and unplanned
legal events.
With MetLife Legal Plans, you get these experts to
assist you on a broad range of personal legal issues
you might face throughout your life, like when you’re
getting married, buying or selling a home, starting a
family, or caring for aging parents. See more exam-
ples in the chart below.
Getting Help Is Easy. Online,
by Phone, or in Person
With MetLife Legal Plans, service is tailored to your
needs. You can choose an attorney near you from
our network of over 18,000 attorneys and work with
them by phone, email or in-person. And for certain
legal matters, your attorney can represent you in
court without you having to make an appearance.
You can also use an out-of-network attorney and get
reimbursed for covered services according to a set
Information provided by MetLife Legal Plans
Getting married
• Prenuptial agreement
• Name change
• Updating or creating estate planning documents
Buying, renting, or selling a home
• Previewing contracts and purchase agreements
• Preparing deeds
• Attending the closing
Starting a family
• Creating wills and estate planning documents
• School and administrative hearings
• Adoption
Sending students o to college
• Security deposit assistance
• Reviewing leases
• Student loan debt assistance
Caring for aging parents
• Review of Medicare/Medicaid documents
• Nursing home agreement
• Reviewing estate planning documents
MetLife Legal Plans covers some of the most frequently
needed personal legal matters
1. You will be responsible to pay the dierence, if any, between the plan’s payment and the out-of-network attorney’s charge for services. Group legal plans provided
by MetLife Legal Plans, Inc., Cleveland, Ohio. In certain states, group legal plans are provided through insurance coverage underwritten by Farmers Property and
Casualty Insurance Company Warwick, RI (Company name approved in domiciliary state; approval pending in non-domiciliary states. Business reinsured by MetLife
Legal Plans, Inc.). Some services not available in all states. No service, including consultations, will be provided for: 1) employment-related matters, including com-
pany or statutory benets; 2) matters involving the employer, MetLife and aliates and plan attorneys; 3) matters in which there is a conict of interest between the
employee and spouse or dependents in which case services are excluded for the spouse and dependents; 4) appeals and class actions; 5) farm and business mat-
ters, including rental issues when the participant is the landlord; 6) patent, trademark and copyright matters; 7) costs and nes; 8) frivolous or unethical matters; 9)
matters for which an attorney client relationship exists prior to the participant becoming eligible for plan benets. For all other personal legal matters, an advice and
consultation benet is provided. Additional representation is also included for certain matters. Please see your plan description for details. MetLife® is a registered
trademark of MetLife Services and Solutions, LLC, New York, NY.
13
www.PfizerAdvantage.com
Pet Health Insurance from Nationwide
®
Products underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH; National Casualty Company (all other states), Columbus, OH. Agency of Record: DVM
Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Subject to underwriting guidelines, review and approval. Products and discounts
not available to all persons in all states. Insurance terms, denitions and explanations are intended for informational purposes only and do not in any way replace or
modify the denitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Nationwide, the Nationwide N
and Eagle, and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. ©2021 Nationwide.
Information provided by Nationwide
Nationwide brings you the best health insurance for
your pets. They understand you work hard to provide
your family with everything they need. So whether
your family includes kids with two feet or kids with
four paws, you know what responsibility looks like.
My Pet Protection
®
from Nationwide® helps you
provide your pets with the best care possible by
reimbursing you for eligible vet bills. You can get cash
back for accidents, illnesses, hereditary conditions
and more. We’re also the rst and only provider in the
U.S. to cover birds and exotic pets. Choose 50% or
70% reimbursement for the level of coverage that ts
your needs.*
You’re free to use any vet and your coverage includes
benets for emergency boarding, lost pet advertising
and more. Plus, our 24/7 vethelpline® is included as a
service to all pet insurance members ($110 value).
For over 30 years, Nationwide has been the nation’s
leading provider of pet health insurance. Don’t let
another vet bill come your way before you decide
to take action. Experience the protection and
peace of mind that pet insurance from Nationwide
can provide.
Visit www.PzerAdvantage.com
today to learn more
or to enroll under your group preferred pricing. For
additional information, call 1-877-738-7874 and
identify yourself as a Pzer colleague.
Pet insurance from Nationwide
®
can help you balance the cost of many annual
or one-time expenses, as well as help you cover the cost of unexpected treatments.
*Some exclusions may apply. Certain coverages may be excluded due
to pre-existing conditions. See policy documents for a complete list of
exclusions.
15
www.PfizerAdvantage.com
Nationally known companies are providing exclusive oers for Pzer colleagues looking to save on everyday
living expenses. Visit www.PzerAdvantage.com and click on each of the program providers to learn more
about their unique oers, as well as how to access the benets.
The only exclusive discount program available with Pzer payroll deduction is the Gympass tness program.
The Corporate Mortgage Benet Program from Wells Fargo Home Mortgage
oers special mortgage benets, including online educational tools and
resources.
Working with the Quicken Loans Mortgage Insiders program, you’ll receive special
benets including complimentary mortgage review to compare options, cash back
and a closing credit. See Quicken Loans website for details.
Equinox member benets include award-winning program design, state-
of-the-art equipment, world-class group tness classes and trainers, and
full-service spas.
Fitness
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. ©
2017 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801
Exclusive Discount Programs
Featuring Child Care, Fitness, Banking & Mortgage Lending
Visit www.PzerAdvantage.com to learn more or call 1-888-926-2525.
With seven unique school brands, Learning Care Group oers nurturing care and
creative learning in a safe environment. Pzer colleagues receive 10% o child
care and free registration.
Child Care
With Gympass, Pzer colleagues can access a global network of more than 11,000
gyms and studios in the U.S. oering hundreds of activities, all through one
membership.
Colleagues with a Pzer payroll direct deposit into an existing or new personal
Bank of America
®
checking or savings account will get a special bundle of fee
waivers on that account. Additionally, colleagues may be eligible for certain
discounts on a new mortgage.
Banking & Mortgage Lending Program
The Premia mortgage experience features a customized nancial consultation
and an exclusive lender credit at closing. This oer can be extended to family, too.
v.9/2021
Pzer Benets Advantage
5404 Cypress Center Dr., Suite 130
Tampa, FL 33609
Have questions?
Call Pzer Benets Advantage anytime at 1-888-926-2525.
www.PfizerAdvantage.com
Supplemental Health Insurance Coverage • Auto & Home Insurance •
Banking & Mortgage Lending
Child Care •
Fitness •
Identity Protection •
Legal Services •
Pet Health Insurance