PPP LOAN FORGIVENESS APPLICATION PORTAL INSTRUCTIONS

We look forward to assisting you with your application for Paycheck Protection Program (PPP) Loan

Forgiveness. These screen shots from the application portal and instructions may be helpful as you

prepare and proceed through the application. Chrome browser is recommended.

Follow the steps below to complete and submit your online forgiveness application for loans greater than

$150,000 and to upload all supporting documentation. Use your completed 3508 application to guide

you on entering this data into the online application.

Simply enter the authorized signer’s email address and password, and click . If this is your first time logging

in, or if you forgot your password, .

PPP LOAN FORGIVENESS APPLICATION

PORTAL INSTRUCTIONS

To start your forgiveness application from your Dashboard, click on on the left side of the page.

Click the green button to start your application for First and Second Draw loans.

PPP LOAN FORGIVENESS APPLICATION

PORTAL INSTRUCTIONS

Click the button under the name of your company.

If you are the authorized signer for more than one PPP loan (for different businesses), you will see all businesses

listed. Select one to apply for forgiveness, complete and submit the application, and then refer back to page 2 to

start the application for the next business.

PPP LOAN FORGIVENESS APPLICATION

PORTAL INSTRUCTIONS

The Personal Info page, like most of the application pages, has multiple parts:

1. The application pages

2. Fields to be completed – those marked in red are required and must be completed in order to move to the

next page.

3. Text box provides helpful information, along with links to any resources that may assist you in completing

the application.

4. Green button – click to save the information on the page and move to the next application page. You

must complete each application page, in order.

5. Blue button – click to save the data on the page if you want to stop here and

finish the application at a later time.

6. Click the to return to the dashboard at any time.

Complete the Personal Info page and click

PPP LOAN FORGIVENESS APPLICATION

PORTAL INSTRUCTIONS

This page shows the date your PPP loan was disbursed, which also becomes the start of the covered period.

Enter the Covered Period End Date, which must be between 8 weeks (56 days) after loan disbursement and no

more than 24 weeks (168 days) after disbursement.

It also displays your NAICS code from your PPP loan application. If the NAICS code is wrong for your business,

please change it by deleting the existing value and entering at least 4-5 digits of the code. Wait for the system to

display any matches and select the correct code.

Depending on the amount of your PPP loan and the information you provided here, the next application page may

vary:

 , the next page is Form 3508S Eligibility. At

this point you are not able to proceed in the portal. To apply for forgiveness, follow directions to the SBA

Direct website located on the portal dashboard.

 , the next page is Application Type, where based on

your answers, you can choose to use the 3508 EZ form or the 3508 form (full application with Schedule A).

PPP LOAN FORGIVENESS APPLICATION

PORTAL INSTRUCTIONS

Below is a graphical representation:

N/A

1. Your Business

2. Personal Info

3. Covered Period

4. Application Type

5. Payroll Costs

6. Headcount Details

7. Forgiveness Check

8. Nonpayroll Costs*

9. Loan Details

10. Estimated Forgiveness

Calculation (read-only)

11. Certifications

12. 3508EZ Certifications

13. E-Consent

14. Optional Demographic

Information

15. Review & Submit

16. Next Steps

1. Your Business

2. Personal Info

3. Covered Period

4. Application Type

5. Payroll Costs

6. Headcount & Salary

7. Forgiveness Check

8. Nonpayroll Costs*

9. Loan Details

10. Estimated Forgiveness

Calculation (read-only)

11. PPP Schedule A

12. Certifications

13. E-Consent

14. Optional Demographic

Information

15. Review & Submit

16. Next Steps

Nonpayroll Costs page may display based on information entered on previous pages.

PPP LOAN FORGIVENESS APPLICATION

PORTAL INSTRUCTIONS

Form 3508S Eligibility Page

3508S applications must apply through the SBA Direct Website.

PPP LOAN FORGIVENESS APPLICATION

PORTAL INSTRUCTIONS

Application Type Page

In order to be eligible for using the 3508EZ form, you must answer YES to at least one of the qualification

questions. If you’re eligible, you may use it

PPP LOAN FORGIVENESS APPLICATION

PORTAL INSTRUCTIONS

Complete the application by answering every question and completing every required field. You can complete a

portion of the application, save it and return to complete it at another time by clicking the blue

button at the bottom of each application page.

The last page of the application is which is your last opportunity to review the information

you’ve entered. If you need to go back to a section, such as Payroll Costs, click the blue button in the upper

right corner of that section, make the edits, and then click to return to the summary page.

Once you are satisfied, click the green button at the bottom of the page.

Once you submit your application, a confirmation page displays with directions to go to your dashboard to upload

your documents. Click .

PPP LOAN FORGIVENESS APPLICATION

PORTAL INSTRUCTIONS

Please read the text in the box for notes about uploading documents.

Click the icon to expand the section and see the list of document folders. Refer to

for information on the documents needed to complete your forgiveness application.

To upload your 2019 IRS Form 1040 Schedule SE, there are two ways:

1. Open your file explorer on your computer, select your file and it onto the document

folder.

2. Click the link for the document folder and select your file to upload.

You may come back at a later time to upload documents but your application cannot be processed until all

appropriate documentation is uploaded. If additional documents are required, a representative of the bank will

reach out to the authorized signer.

PPP LOAN FORGIVENESS APPLICATION

PORTAL INSTRUCTIONS

If this is your first time logging in, or if you forgot your password, click the link on the login

page.

If you are experiencing any issues resetting your portal password:

 Ensure the email address you are using to log in is the email address the authorized signer used to

apply for the loan. The authorized signer's email address is listed in the forgiveness invitation email sent

from mail@outbound.sandyspringbank.com.

 Check your junk, spam, or email quarantine folders for messages

from . Please do not attempt to send a message to this address as it

is not monitored.

 Add to your contacts, safe senders list, or whitelist to ensure you

receive the password reset email.

 If applicable, check with your IT team to make sure your company is not filtering messages

from .

If you have any additional problems resetting your password, please submit them on by

clicking on the green "Ask a Question" button.

PPP LOAN FORGIVENESS APPLICATION

PORTAL INSTRUCTIONS

Enter the email address that Sandy Spring Bank has on record for you, the authorized signer.

Click and this page displays.

PPP LOAN FORGIVENESS APPLICATION

PORTAL INSTRUCTIONS

The system sends you a password reset email.

Click the blue button in the body of the email. If you have trouble with the button, copy the

long link in the body of the email and paste it into your web browser.

Click the button, and the page displays.

PPP LOAN FORGIVENESS APPLICATION

PORTAL INSTRUCTIONS

Create a new password following the rules specified on the page, then re-enter the same password. Click .

You are now logged into the portal and your dashboard will display.

More information about the Sandy Spring Bank application portal for PPP loan forgiveness is available on the

Updated 11/19/2021

PPP LOAN FORGIVENESS APPLICATION

PORTAL INSTRUCTIONS